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First Time Homebuyer 101

First Time Homebuyer 101

Buying a Home 101!  First time homebuyer be not afraid: What are the steps, you might ask? First you make the decision that it's time to do it, and somehow you have managed to save a little bit of money.  You need someone to walk you throu

Oct 12, 2015 |

The American Dream

The American Dream

You Can Make It A Reality! For most of us, becoming a homeownerowning is the American Dream. According to a study conducted by the NATIONAL ASSOCIATION OF REALTORS®, 87 percent of those polled cited owning a home as the number one criterion for

Sep 25, 2015 |

Buy vs Renting= retirement

Buy vs Renting= retirement

Can't save money if your life depends on it? Not enough money at end of month to put anything away into a savings account?  You are renting, pay housing each month no matter what! If you do this already, then you qualify to purchase a home. 

Sep 20, 2015 |

VA Principal Reduction

VA Principal Reduction

VA Princiapl Reduction Refi! Yes, it is true if you live in the valley and are upside down on your mortgage you may very well qualify for a principal reduction and refinancement = lower balance, and lower monthly payment! It's easy to qualify, very

Sep 18, 2015 |

Thinking of building your own home with only 3.5% Down? Construction Loan

Thinking of building your own home with only 3.5% Down? Construction Loan

Thinking about constructing your own home but think it's too expensive?  Think again, for Veterans it's Zero Down and included the land and construction, for Fha only 3.5% Down payment included the land and construction as well - no payments during constr

Jul 28, 2015 |

HARP is still Alive

HARP is still Alive

Waited too long to refinance?  You didn't miss the boat!  We are still here and rates are still all time low, easy, fast and in most instances no appraisal necessary, zero closing costs or minor, ultimately goal you lower your payment.  One month no mortg

Jul 28, 2015 |