Conventional 3% Down vs. FHA 3 1/2 Down

Conventional 3% Down vs. FHA 3 1/2 Down

Which one should you choose? Fha is 3 1/2 down, allows up to 6% seller contribution for closing costs, it has a fee that goes to HUD of 1.75% up-front gets financed or added into the loan, and then it has a 0.85% of the loan amount mortgage insurance for

Nov 30, 2015 |

You Can Have That Home If You Desire

You Can Have That Home If You Desire

You Can Have That Home If You Desire! We can do magic, you can have that house if you desire, you know that you are the one that can put out that fire, you know darn well, when you cast your spell you will get your way, when you realize that is not so ha

Nov 21, 2015 |

To Buy or Not To Buy A Home!

To Buy or Not To Buy A Home!

To Buy or Not to Buy a Home - is the question of 2015! Once again, the year has passed and you are still renting, why?  Interest rates have never been this low and for this long, why are you still procrasinating?  What keeps you from build

Nov 20, 2015 |

Reverse Mortgage Pros and Cons

Reverse Mortgage Pros and Cons

Reverse Mortgage What exactly is it? Money that you take out from the equity of your home. You have worked hard, paid off your mortgage or a good portion of it and now you have some equity. A reverse mortgage is like a line of credit but the good news

Nov 17, 2015 |

Conventional Jumbo Bankruptcy Foreclosure Short Sale ok! 10% Down

Conventional Jumbo Bankruptcy Foreclosure Short Sale ok! 10% Down

Yes you can! Foreclosure, Shortsale, Bankruptcy within 7 years, you can buy again and up to Jumbo with only 10% Down, 5/30 Arms or 30 year fixed NO MI!!! Beautiful loan, conventional Fannie Mae wants 20% down or can't get it done typically, but a ne

Oct 21, 2015 |

First Time Homebuyer 101

First Time Homebuyer 101

Buying a Home 101!  First time homebuyer be not afraid: What are the steps, you might ask? First you make the decision that it's time to do it, and somehow you have managed to save a little bit of money.  You need someone to walk you throu

Oct 12, 2015 |